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LEWIS SMITH LAKE, ALABAMA · NEIGHBORHOOD GUIDE

Pointe Sixteen

Explore Pointe Sixteen homes and waterfront lots in the Ryan Creek area of Smith Lake near Crane Hill. Compare what is available today with the shoreline, layout, and ownership details that matter to your plans.

4Active homes & condos
7Active lots & land
$240,000Starting asking price
Explore active listings ↓
LOOK BEYOND THE LISTING

Find the right place
within Pointe Sixteen.

Look at the home and the lot together. Compare the outdoor living space, view orientation, route to the dock, and the records available for the property. For a lot, start with your intended home design and verify access, utilities, and buildability before making assumptions.

Listing counts and asking prices below reflect the current connected MLS feed, not closed sales or a full market valuation. Neighborhood membership uses the MLS subdivision field.

To compare beyond this neighborhood, explore Lewis Smith Lake waterfront homes for sale or waterfront lots and land for sale across Smith Lake.

PAST 12 MONTHS

Recent sales in Pointe Sixteen

Nov 4, 2025–Nov 3, 2026

MLS · Source checked Nov 3, 2026, 3:01 PM Central

Closed sales
18
Observed matching MLS listings
Median sold price
$527,500
18 of 18 sales with a reported sold price
Average sold price
$784,555.56
18 of 18 sales with a reported sold price
Reported sales volume
$14,122,000
18 of 18 sales with a reported sold price
Average sold days on market
318.6 days
18 of 18 sales with official MLS DOM

Figures describe reported closings for the selected neighborhood and period.

MLS only; other MLS sources and private sales are excluded. Matching uses the MLS-reported subdivision within our Smith Lake search area. Figures combine the matching property types represented in these sales. Missing DOM is excluded, not estimated from listing dates.

Browse Pointe Sixteen sold listings →
A CLOSER LOOK AT Pointe Sixteen

The setting. The details. Your plans.

Explore the available community information alongside what individual properties report.

BEFORE YOU CHOOSE A PROPERTY

Your neighborhood questions, answered.

Document summaries describe the sources reviewed. Confirm current amendments, fees and the rules for your exact lot.

The original 2022 Pointe Sixteen declaration, Cullman instrument 332808, MISC Book 377, pages 661–709. Exhibit B identifies Lots 1–74, Plat Book 2022, pages 30–31, with the shown common areas and private roads. Later additions require recorded instruments; do not assume every nearby parcel is included.

Is there an HOA, and what does it cost?
Confirm current terms

The recorded declaration establishes an owners association with annual, special and individual assessments. Annual charges are board-set and paid quarterly under the original document. Request the current dues, budget, special assessments and an assessment certificate for the offered lot.

Pointe Sixteen recorded declaration · Instrument 332808 · MISC Book 377, pp. 679–680, Article V §§1–9
What neighborhood amenities are available?
Confirm current terms

The record gives owners nonexclusive rights to private roads and common areas, subject to its rules. A boat ramp is described as something the developer may construct, without an obligation to build it. Confirm what operates today and the offered lot’s access rights.

Pointe Sixteen recorded declaration · MISC Book 377, p. 663, Article II §1; p. 678, Article IV §§23–24; p. 684, Article VI §4
What size home can I build?
Confirm current terms

The declaration lets the ARC issue architectural standards containing minimum requirements; it does not state a fixed minimum dwelling area. Request the current adopted standards, approved plan and living-area measurement rules for this lot.

Pointe Sixteen recorded declaration · MISC Book 377, p. 666, Article III §2; p. 693, Exhibit A §4
What styles and plans need approval?
Document summary

ARC approval precedes improvements and exterior changes, with a developer exception. The submission includes plans, exterior materials and colors, and a site plan prepared by a licensed surveyor. The original process gives the ARC 45 days; no timely written approval means disapproval, rather than automatic approval.

Pointe Sixteen recorded declaration · MISC Book 377, pp. 666–668, Article III §§2–3
Are manufactured or mobile homes allowed?
Confirm current terms

The instrument limits lots to single-family residential use, with stated exceptions, and requires prior written association approval for owner temporary structures and trailers. Its separate mobile-home language regulates common-area parking/storage. It does not establish general permission for a manufactured, mobile or modular residence; confirm the proposed structure against current ARC standards.

Pointe Sixteen recorded declaration · MISC Book 377, p. 670, Article IV §2(a); p. 672, §2(l); pp. 674–675, §12(a)
Can I keep or stay in an RV or camper?
Confirm current terms

The original clause restricts parking or storage of mobile homes, motorhomes, trailers, campers and listed equipment on common areas. It also contains a garage/dwelling storage rule for bicycles, lawnmowers, tools and other listed vehicles/equipment. An explicit camper-occupancy duration or general camping permission was not established.

Pointe Sixteen recorded declaration · MISC Book 377, pp. 674–675, Article IV §12(a); p. 672, §2(l)
When must construction start?
Document summary

If an approved improvement has not substantially commenced within one year after ARC approval, plans must be resubmitted before construction begins or continues. This is an approval/resubmission rule; no purchase-to-start deadline was found in the complete recorded packet.

Pointe Sixteen recorded declaration · MISC Book 377, p. 668, Article III §3(g)
When must construction finish?
Document summary

Construction or alterations, once begun, must be completed within a reasonable time not exceeding 12 months under the recorded provision.

Pointe Sixteen recorded declaration · MISC Book 377, p. 668, Article III §3(j)
Can I rent through Airbnb or VRBO?
Document summary

Whole-lot or dwelling leases must be written and run at least 12 months. Individual-room rentals are excluded, the association may regulate leases, and the developer is expressly excepted. An ordinary owner’s short Airbnb or VRBO stays do not fit the stated minimum in this instrument.

Pointe Sixteen recorded declaration · MISC Book 377, pp. 676–677, Article IV §17
What other rules should I know?
Document summary

The declaration places private-road maintenance with the association after construction and assigns owners their home and lot maintenance. Exterior materials are specified as wood, natural stone or cement lap siding, with ARC controls. Confirm the current architectural and maintenance rules for the offered property.

Pointe Sixteen recorded declaration · MISC Book 377, p. 673, Article IV §§5–8; pp. 682–685, Article VI §§1–6

All 49 pages of the recorded declaration, legal-description exhibit and formation attachments were reviewed. Current architectural standards, separately referenced bylaws, later amendments and the offered lot’s exact applicability remain to be confirmed. Research checked Oct 31, 2026.

Search Cullman County probate records ↗ · Use the instrument, book and page references above. Sign-in may be required.

Neighborhood features

  • The record gives owners nonexclusive access to private roads and common areas, subject to its terms and association rules. These are private rights, not public access.

    Pointe Sixteen recorded declaration · MISC Book 377, p. 663, Article II §1; pp. 693–694, Exhibit A §10
  • A boat ramp is described as something the developer may construct without an obligation to build it. Confirm any actual facility and the offered lot’s current access rights.

    Pointe Sixteen recorded declaration · MISC Book 377, p. 678, Article IV §24
Building & ownership notes

The available document copies state:

  • Covered property is original Lots 1–74 and the plat’s common areas/private roads; later property needs a recorded addition.

    Pointe Sixteen recorded declaration · MISC377 p.697, Exhibit B; p.662, Article I §2
  • ARC review precedes improvements/exterior changes; plans, materials and a surveyor site plan are required. A 45-day silence results in disapproval under this record.

    Pointe Sixteen recorded declaration · MISC377 pp.666–668, Article III §§2–3
  • No substantial start within one year after ARC approval requires resubmission. Once begun, construction/alterations have a maximum 12-month completion period.

    Pointe Sixteen recorded declaration · MISC377 p.668, Article III §3(g),(j)
  • Written whole-lot/dwelling leases must last at least 12 months, with no individual-room rentals and an express developer exception.

    Pointe Sixteen recorded declaration · MISC377 pp.676–677, Article IV §17
  • Common-area RV/camper/vehicle storage is restricted; the separate temporary-structure clause requires prior written approval. General camper occupancy permission or duration was not established.

    Pointe Sixteen recorded declaration · MISC377 pp.672,674–675, Article IV §§2(l),12
  • Association assessments support private roads and common areas; board-set annual amounts were not given as a current dollar figure. A ramp is optional in the record, not promised as built.

    Pointe Sixteen recorded declaration · MISC377 pp.678–680, Article IV §24, Article V §§1–9; p.684, Article VI §4
Recorded document trail

Official record citations help identify the documents to review. Index entries alone do not establish their rules or current application to a lot. Use the county, instrument, book and page references to search and verify the records yourself.

  • Exhibit B expressly includes original Lots 1–74 and the common areas and private roads shown on the referenced plat. Later annexations, replats and current lot applicability still need review.

    Pointe Sixteen recorded declaration · 332808 · MISC Book 377, p. 697, Exhibit B; Plat Book 2022, pp. 30–31
  • The packet refers to separate architectural standards and bylaws. Its Exhibit C is a certificate-of-formation packet rather than separately titled bylaws; obtain the actual current bylaws and standards.

    Pointe Sixteen recorded declaration · MISC Book 377, p. 693, Exhibit A §§4,8; pp. 698–709, Exhibit C
Before you buy: a property checklist
  • Does the offered lot match original Lots 1–74 on Plat Book 2022, pages 30–31, and what later amendments or replats apply?
  • Can the association provide its current architectural standards, actual bylaws and adopted rules?
  • What are the current annual dues, special assessments and charges, and can the association issue a current assessment certificate?
  • What private road, ramp, dock or slip rights actually transfer, and which facilities operate today?
  • What survey, shoreline, utility and septic approvals support the intended improvements and use?
INDIVIDUAL PROPERTY REPORTS

What current listings say

Descriptions come from the listing brokerage and apply to the linked property. They do not establish rules or rights for every lot.

MLS checked Nov 3, 2026, 7:27 PM Central · 11 matching active listings.

  • LOT 53 POINTE SIXTEEN →

    Dock permittable and truly one of the best parcels left on Ryan Creek!

    Lake Homes Realty · MLS #26-2178

  • 1354 COUNTY ROAD 2010 →

    Smith Lake (Ryan Creek) Brand new construction in the coveted Pointe Sixteen Community on the Cullman side of Smith Lake.

    Lake Homes Realty · MLS #26-870

  • 501 COUNTY ROAD 2010 →

    Situated on approximately 2.70+/- acres on Ryan Creek, this private property offers beautiful views and easy boating access to popular destinations including Cocktail Cove, Coon Creek, Lick Creek, Trident Marina, and Drifters on Smith Lake.

    Joseph Carter Realty · MLS #26-1941

Land restriction answers in the MLS

Across 7 matching active land listings:

Restricted? Yes
7
Restricted? No
0
Not reported
0

These are listing-broker answers. A No answer does not establish a particular building or rental use.

Sources, document scope & review dates
  • Pointe Sixteen recorded declaration

    Instrument 332808 · MISC Book 377, pp. 661–709 · executed July 14 and recorded July 15, 2022. · Reviewed Oct 31, 2026.

    All 49 official watermarked preview pages were visually reviewed, including original Lots 1–74, definitions and formation exhibits. Current ARC standards, actual bylaws, later amendments and exact-lot applicability remain to be confirmed; no current dues amount or individual-property clearance is established.

Document summaries preserve the source's stated scope. Current amendments and the requirements for your exact lot still need confirmation.

Location, size & lake details

Postal cities and counties describe the listing’s reported location. They do not establish lake frontage or neighborhood boundaries. Restriction filters select vacant land using the MLS Restricted? answer, not a permission review. Reviewed-use filters require approved property-specific records; unknowns are excluded. Combined options require no identified private restrictions, the selected home class allowed and no identified minimum size within the reviewed scope. Public approvals remain separate.

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NEIGHBORHOOD LISTINGS

Active listings in Pointe Sixteen

11 properties · Showing 1–11

Smith Lake scope and subdivision matched to MLS-reported names.

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    Listing data provided by Walker County Area MLS through Flexmls IDX. Listings of other real estate firms are identified by the listing brokerage. Information is deemed reliable but is not guaranteed; buyers should verify all information. Availability may change.

    Data checked Nov 3, 2026, 7:27 PM Central. Active listings only. Coverage reflects the connected MLS sources.

    GET TO KNOW THE AREA

    Explore Pointe Sixteen.

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    Map points show reference locations and MLS-reported properties.

    Community pins are reference locations, not entrances or subdivision boundaries. A highlighted tax parcel belongs to the selected listing’s map reference and may not include all land offered for sale. Nearby parcels are not assumed to be part of the community or listing. Confirm boundaries, access and rights with recorded documents and a survey.

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